What does the Corona crisis mean for insurers? | ZHAW Institute of Risk & Insurance IRI

The spread of the coronavirus is also of concern to insurers. We draw a mood picture of the current situation among health insurers, reinsurers and direct insurers and shed light on the insurability of the pandemic risk.

Discussion

What challenges did insurers face at the beginning of the crisis?
What are the biggest concerns?
What lasting changes will the crisis trigger in the insurance sector?
Why are pandemics difficult to insure?

The aim of this series of surveys is to provide information to help cope with the situation.

Download the study on the Swiss insurance market (survey of March, 2020)

Wie erleben die Versicherer in der Schweiz die Corona-Krise(PDF 691,8 KB)

How do Swiss Insurers experience the corona crisis(PDF 687,5 KB)

Comment les assureurs suisses gèrent la crise covid-19(PDF 692,0 KB)

Download the study on the Austrian insurance industry (survey of May, 2020)

Stimmungsbild zu den Auswirkungen von Covid-19 auf die Österreichische Versicherungswirtschaft (PDF 329,3 KB)

Figure: Possible extreme and trend scenarios for the further course of the crisis and its effects (as of May 2020)

Pandemic insurance cover: Not without a public-private partnership

The article of 1^st July 20202 in the Swiss Insurance Association and the Impact ZHAW deals with the question of insurability of pandemics.

Further publications on the topic

In the article of 6^th May 2020 in HZ Insurance, we look into the question of why the line of insurability runs between epidemic and pandemic and why industry and politics are now in demand.